Applications / Mortgage Analytics / Lenders / Montana / Manhattan Bank
Manhattan, MT · State non-member bank · FDIC · 38 loans in 2025
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38
loans originated, 2025
46
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Manhattan Bank, a Montana bank that first reported in 2024, makes larger loans than similar banks and more of them on manufactured homes.
It first reported in 2024, with 44 loans, and made 38 in 2025, a fall of 14% while similar lenders grew 2%. They are state non-member banks making between half and twice as many loans. Two years and so few loans are too little to read a trend into.
Its typical loan was $305,000, against $165,000 at similar banks, higher than more than four in five of them. Home purchases made up 68.4% of its loans.
Manufactured homes made up 18.4% of its loans, against 2.6% at similar banks, higher than about nine in ten of them.
It ranks 38 of 233 lenders in Bozeman, where its share fell from 0.9% to 0.5%. In Helena, 50 of 168, its share rose from 0.2% to 0.3%. With its own count down from 44 to 38, a small shift between the two markets could explain both moves. Glacier Bank ranks first in Bozeman and second in Helena.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2024–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Manhattan Bank took 46 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 68.4% · Refinance 15.8% · Home improvement 13.2% · Other 2.6%
Conventional 100.0% · of 38 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Montana | 38 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Bozeman | 29 |
| Helena | 6 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300FPSZGZH4IL7891 | 2024–2025 |
Established 5 October 1905. Reported under HMDA 2024-2025.
Mergers, name changes, data editions and corrections: Manhattan Bank's data.
Manhattan Bank's data
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Manhattan Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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