Applications / Mortgage Analytics / Lenders / Maine / Maine Family Federal Credit Union
Lewiston, ME · Credit union · NCUA · $282 million assets · 65 loans in 2025
Maine Family Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
65
loans originated, 2025
116
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Maine Family Federal Credit Union is almost wholly a refinance lender: 86.2% of its loans in 2025 refinanced an existing mortgage.
Home purchases made up only 12.3% of its loans. Its 65 loans rose 27% in 2025, faster than about three in four similar lenders, meaning other credit unions making between half and twice as many loans; those grew 7% and the whole market 10%.
Its share of Lewiston-Auburn lending rose from 0.7% to 1.2%, putting it 22 of 166 lenders. Guild Mortgage Company leads that market. It has lent there since at least 1990.
Its typical rate was 6.38%, against 6.75% at similar lenders, lower than about three in four of them. None of its loans was higher-priced (a rate well above the average for similar loans), against 3.1% at peers.
Poorer neighborhoods (low- and moderate-income, or LMI, tracts) took 18.5% of its loans, against 6.0% a year before and close to peers' 17.4%. But LMI borrowers took 19.7%, against 31.0% at peers, lower than about four in five of them. A book of refinances, which go to people who already own homes, is one possible reason.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Maine Family Federal Credit Union took 116 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 86.2% · Purchase 12.3% · Other 1.5%
Conventional 100.0% · of 65 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Maine | 65 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Lewiston-Auburn | 55 |
| Portland-South Portland | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300E2QBYW1NW41140 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 811372 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 52644 | 1990–2017 |
Established 1 January 1938. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Maine Family Federal Credit Union's data.
Maine Family Federal Credit Union's data
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Maine Family Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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