Applications / Mortgage Analytics / Lenders / Louisiana / Louisiana National Bank
Ruston, LA · National bank · OCC · $480 million assets · 88 loans in 2025
Louisiana National Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
88
loans originated, 2025
124
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Louisiana National Bank is a Louisiana refinance lender making small loans, a tenth of them on manufactured homes.
Refinances made up 76.1% of its 88 loans in 2025 and purchases the rest. Its typical loan, $95,000, was about half the $180,000 at similar lenders, the national banks making between half and twice as many loans, and among the lowest tenth of them. Manufactured homes took 10.2% of its loans, against 1.6% at similar lenders, which may help explain the small loan size.
Its loans fell 23% to 88, while similar lenders rose 7% and the whole market 10%. Its growth was lower than nearly nine in ten of its peers'. It made 204 loans in 2018.
26.1% of its loans went to majority-minority neighborhoods, against 7.7% at similar lenders, a higher share than about three-quarters of them. Low- and moderate-income borrowers took 13.3%, against 23.2%. A book weighted to refinances, which go to existing owners, is one possible reason for the lower borrower share.
Its largest market is Monroe, where it has reported since 2005 and where Eagle Bank and Trust Company leads. It took its current name in 2021, after trading as First National Bank.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Louisiana National Bank took 124 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 76.1% · Purchase 23.9%
Conventional 100.0% · of 88 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 81 | 92.0% |
| Texas | 5 | 5.7% |
| Alabama | 1 | 1.1% |
| Florida | 1 | 1.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Monroe | 39 |
| Baton Rouge | 6 |
| Austin-Round Rock-San Marcos | 4 |
| Daphne-Fairhope-Foley | 1 |
| New Orleans-Metairie | 1 |
| Odessa | 1 |
| Pensacola-Ferry Pass-Brent | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300IFU5D50EZHEU18 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 109659 | 2005–2023 |
| Respondent ID (the HMDA filer code before 2018) | 114328 | 2005–2017 |
Established 20 March 1935. Reported under HMDA 2005-2025.
Mergers, name changes, data editions and corrections: Louisiana National Bank's data.
Louisiana National Bank's data
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Louisiana National Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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