Applications / Mortgage Analytics / Lenders / Oklahoma / Local Bank / Competition
Local Bank
Hulbert, OK · State member bank · FRS · 86 loans in 2025
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86
loans originated, 2025
91
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who Local Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO OKLAHOMA, 2025
Local Bank ranks 40th of 538 lenders in non-metro Oklahoma, with $19.7M lent: 0.5% of a $3.91B market.
non-metro Oklahoma is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Local Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — FORT SMITH, AR-OK, 2025
Local Bank ranks 69th of 241 lenders in Fort Smith, AR-OK, with $1.6M lent: 0.2% of a $954.6M market.
Fort Smith, AR-OK is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Local Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — TULSA, OK, 2025
Local Bank ranks 237th of 476 lenders in Tulsa, OK, with $1.3M lent: 0.0% of a $5.53B market.
Tulsa, OK is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Local Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — OKLAHOMA CITY, OK, 2025
Local Bank ranks 411th of 534 lenders in Oklahoma City, OK, with $440K lent: 0.0% of a $8.31B market.
Oklahoma City, OK is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Local Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — ENID, OK, 2025
Local Bank ranks 67th of 114 lenders in Enid, OK, with $265K lent: 0.2% of a $172.4M market.
Enid, OK is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Local Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO ARKANSAS, 2025
Local Bank ranks 371st of 459 lenders in non-metro Arkansas, with $225K lent: 0.0% of a $3.36B market.
non-metro Arkansas is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Local Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — DAVENPORT-MOLINE-ROCK ISLAND, IA-IL, 2025
Local Bank ranks 250th of 288 lenders in Davenport-Moline-Rock Island, IA-IL, with $135K lent: 0.0% of a $1.55B market.
Davenport-Moline-Rock Island, IA-IL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Local Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 51% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Local Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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