Applications / Mortgage Analytics / Lenders / Maine / Lisbon Community Federal Credit Union
Lisbon, ME · Credit union · NCUA · $205 million assets · 89 loans in 2025
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89
loans originated, 2025
107
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Lisbon Community Federal Credit Union makes smaller loans than almost any similar credit union, and few of them are for buying a home.
Its typical loan was $55,000, against $95,000 at similar lenders (credit unions making between half and twice as many loans); all but a few peers lent more. Other purposes made up 46.1% of its 89 loans and home improvement 30.3%. Purchases were just 3.4%. Manufactured homes, 14.6% of loans, may add more small balances.
Only 1.1% of its loans went to poorer neighborhoods (low- and moderate-income, or LMI, tracts), against 17.3% at similar lenders. A share of 9.5% a year earlier shows how far a handful of loans moves it. Its lending sits in 7 Maine counties, which may simply hold few such tracts.
Lewiston-Auburn is its largest market. It holds 0.8% of lending there, unchanged, and ranks 29 of 166; Guild Mortgage Company leads. It has lent there since 1991.
Its 89 loans were 6% more than in 2024, in line with peers' growth of 7%. That is still well below the 138 it made in 2020.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Lisbon Community Federal Credit Union took 107 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 46.1% · Home improvement 30.3% · Refinance 20.2% · Purchase 3.4%
Conventional 100.0% · of 89 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Maine | 89 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Lewiston-Auburn | 67 |
| Portland-South Portland | 11 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300HIQFQDTNNY6967 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 950486 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 513190 | 1991–2017 |
Established 1 January 1959. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: Lisbon Community Federal Credit Union's data.
Lisbon Community Federal Credit Union's data
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Lisbon Community Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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