Applications / Mortgage Analytics / Lenders / Arizona / Landings Credit Union
Tempe, AZ · Credit union · NCUA · $255 million assets · 76 loans in 2025
Landings Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
76
loans originated, 2025
146
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Landings Credit Union, an Arizona credit union, rarely lends to home buyers, and its loans grew 17% in 2025, faster than at most similar credit unions.
Only 5.3% of its loans were for a home purchase. Refinances made up 51.3% and other purposes 43.4%. Its typical loan, $75,000, was smaller than at about seven in ten similar lenders (credit unions making between half and twice as many loans), whose typical loan was $95,000.
Two loans in five were higher-priced (a rate well above the average for similar loans): 40.4%, against 3.3% at similar lenders. Its typical rate was 8.00%, against 6.75%. Its large share of other-purpose loans may account for much of the difference.
Some 23.7% of its loans went to majority-minority neighborhoods, against 9.2% at similar lenders, a higher share than at about seven in ten of them. That share has risen from 14.1% five years earlier.
Its lending is confined to Arizona. Its largest market is Phoenix-Mesa-Chandler, where it ranks 345 of 879 lenders in a $50.70B market led by United Wholesale Mortgage and Rocket Mortgage. Its volume has been steady, between 65 and 103 loans a year since it first reported in 2018.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Landings Credit Union took 146 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 51.3% · Other 43.4% · Purchase 5.3%
Conventional 100.0% · of 76 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Arizona | 76 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Phoenix-Mesa-Chandler | 73 |
| Flagstaff | 1 |
| Lake Havasu City-Kingman | 1 |
| Prescott Valley-Prescott | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 984500DA79C1B97ACF16 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 246497 | 2004–2023 |
Established 1 January 1953. Reported under HMDA 2018-2025.
Mergers, name changes, data editions and corrections: Landings Credit Union's data.
Landings Credit Union's data
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Landings Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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