Applications / Mortgage Analytics / Lenders / Louisiana / Investar Bank
Baton Rouge, LA · National bank · OCC · $2.8 billion assets · 74 loans in 2025
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74
loans originated, 2025
94
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Investar Bank, a Baton Rouge bank with $2.8 billion of assets, makes far fewer home loans than it did: 74 in 2025, against 312 in 2022.
Its loans fell from 312 in 2022 to 53 in 2024, then rose 40% to 74. That rise was faster than at most similar lenders, national banks making between half and twice as many loans, which grew 4%. The figures do not say why lending fell so far.
Refinances made up 62.2% of its loans and purchases the rest. All were conventional. Its typical loan was $155,000, against $185,000 at similar lenders.
Majority-minority neighborhoods took 44.6% of its loans, against 7.7% at the typical peer. Poorer neighborhoods (low- and moderate-income, or LMI, tracts) took 27.5%, against 16.1%, and 41.7% of its borrowers had low or moderate incomes, against 23.2%. All three are higher than at most similar lenders.
It lends in 6 states and 13 metro areas, with Baton Rouge its home market, where it ranks 130 of 369 lenders. It absorbed five banks between 2011 and 2021, whose filings count toward its market figures.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Investar Bank took 94 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 62.2% · Purchase 37.8%
Conventional 100.0% · of 74 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 41 | 55.4% |
| Alabama | 24 | 32.4% |
| Texas | 6 | 8.1% |
| Arizona | 1 | 1.4% |
| Florida | 1 | 1.4% |
| Mississippi | 1 | 1.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Baton Rouge | 16 |
| Anniston-Oxford | 13 |
| New Orleans-Metairie | 12 |
| Tuscaloosa | 7 |
| Houston-Pasadena-The Woodlands | 6 |
| Lafayette | 3 |
| Slidell-Mandeville-Covington | 3 |
| Hammond | 2 |
| Lake Charles | 2 |
| Birmingham | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300CPKDUJKREQRG38 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3449066 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 358316 | 2008–2017 |
Established 14 June 2006. Reported under HMDA 2008-2025.
Mergers, name changes, data editions and corrections: Investar Bank's data.
Investar Bank's data
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