Applications / Mortgage Analytics / Lenders / Illinois / International Bank of Chicago
Chicago, IL · State non-member bank · FDIC · $965 million assets · 100 loans in 2025
International Bank of Chicago's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
100
loans originated, 2025
125
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
International Bank of Chicago makes most of its home loans in majority-minority and poorer neighborhoods, a far larger share than almost any similar bank.
Majority-minority neighborhoods took 72.0% of its loans, against 6.1% at the typical similar lender, a state non-member bank making between half and twice as many loans. Poorer neighborhoods (low- and moderate-income, or LMI, tracts) took 54.0%, against 18.3%. Both are higher than at nearly all its peers. Some 43.5% of its borrowers had low or moderate incomes, against 27.4%.
Purchases made up 81.0% of its loans. Its typical loan was $295,000, larger than at nearly nine in ten similar lenders, where it was $175,000. All were conventional.
It made 100 loans, down 7%, while similar lenders grew 9%. That continues a slide from 291 in 2022. The figures do not say why.
Its lending spans 4 states. It ranks 238 of 902 lenders in Chicago, and it has lent in New York since 2007 and Boston since 2016, where it ranks 460 of 802 and 602 of 664.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. International Bank of Chicago took 125 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 81.0% · Refinance 15.0% · Other 3.0% · Home improvement 1.0%
Conventional 100.0% · of 100 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 88 | 88.0% |
| New York | 10 | 10.0% |
| Massachusetts | 1 | 1.0% |
| New Jersey | 1 | 1.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Chicago-Naperville-Schaumburg | 83 |
| New York-Jersey City-White Plains | 6 |
| Kiryas Joel-Poughkeepsie-Newburgh | 4 |
| Lake County | 3 |
| Elgin | 2 |
| Boston | 1 |
| Nassau County-Suffolk County | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900KI0CM65KPBM547 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2006024 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 333708 | 1994–2017 |
Established 26 October 1992. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: International Bank of Chicago's data.
International Bank of Chicago's data
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International Bank of Chicago and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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