Applications / Mortgage Analytics / Lenders / Montana / Independence Bank / Competition
Independence Bank
Havre, MT · State non-member bank · FDIC · $1.3 billion assets · 97 loans in 2025
Independence Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
97
loans originated, 2025
122
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who Independence Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — HELENA, MT, 2025
Independence Bank ranks 12th of 168 lenders in Helena, MT, with $17.1M lent: 2.1% of a $800.9M market.
Helena, MT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Independence Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO MONTANA, 2025
Independence Bank ranks 46th of 372 lenders in non-metro Montana, with $14.8M lent: 0.4% of a $3.53B market.
non-metro Montana is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Independence Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — GREAT FALLS, MT, 2025
Independence Bank ranks 29th of 136 lenders in Great Falls, MT, with $2.8M lent: 0.5% of a $564.2M market.
Great Falls, MT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Independence Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 64% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO IDAHO, 2025
Independence Bank ranks 181st of 378 lenders in non-metro Idaho, with $2.2M lent: 0.1% of a $4.19B market.
non-metro Idaho is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Independence Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — MISSOULA, MT, 2025
Independence Bank ranks 82nd of 172 lenders in Missoula, MT, with $980K lent: 0.1% of a $918.6M market.
Missoula, MT is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Independence Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — BOZEMAN, MT, 2025
Independence Bank ranks 200th of 233 lenders in Bozeman, MT, with $380K lent: 0.0% of a $1.85B market.
Bozeman, MT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Independence Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — BILLINGS, MT, 2025
Independence Bank ranks 106th of 201 lenders in Billings, MT, with $895K lent: 0.1% of a $1.35B market.
Billings, MT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Independence Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — PHOENIX-MESA-CHANDLER, AZ, 2025
Independence Bank ranks 702nd of 879 lenders in Phoenix-Mesa-Chandler, AZ, with $665K lent: 0.0% of a $50.70B market.
Phoenix-Mesa-Chandler, AZ is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Independence Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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