Applications / Mortgage Analytics / Lenders / Illinois / Hoyne Savings Bank
Chicago, IL · Savings institution · FDIC · $490 million assets · 49 loans in 2025
Hoyne Savings Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
49
loans originated, 2025
56
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Hoyne Savings Bank is a one-county Chicago lender whose loans go far more often than its peers' to majority-minority neighborhoods.
All its lending is in one county. In 2025, 40.8% of its loans went to majority-minority neighborhoods, against 7.5% at similar lenders (savings institutions making between half and twice as many loans), higher than more than nine in ten of them. Low- and moderate-income (LMI) neighborhoods took 24.5%, against 17.6%. Its share of LMI borrowers, 26.7%, was close to peers' 25.9%.
Purchases made up 40.8% of its loans, home improvement 30.6% and refinancing 28.6%. Its typical loan, $245,000, matched similar lenders'. Every loan was conventional, with no government backing.
It made 49 loans, 9% fewer than in 2024, while similar lenders' lending was unchanged and the whole market grew 10%. It made 133 loans in 2020 and 134 in 2021; since 2022 it has made between 49 and 56 a year.
It has reported since at least 1990, and became Hoyne Savings Bank in 1992. It absorbed Prospect Federal Savings Bank in 2017 and Loomis Federal Savings in 2020. In Chicago it ranked 288 of 902 lenders, behind the leaders, JPMorgan Chase Bank and Guaranteed Rate.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Hoyne Savings Bank took 56 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 40.8% · Home improvement 30.6% · Refinance 28.6%
Conventional 100.0% · of 49 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 49 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Chicago-Naperville-Schaumburg | 49 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300B92DSVIKGP5T53 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 447070 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 42281 | 1990–1991 |
| Respondent ID (the HMDA filer code before 2018) | 328747 | 1992–2017 |
Established 1 January 1887. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Hoyne Savings Bank's data.
Hoyne Savings Bank's data
$215
Hoyne Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Hoyne Savings Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]