Applications / Mortgage Analytics / Lenders / Texas / HomeBank Texas
Seagoville, TX · State non-member bank · FDIC · $376 million assets · 58 loans in 2025
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58
loans originated, 2025
84
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
HomeBank Texas, a small bank in Seagoville that has filed since at least 1990, lends mostly to home buyers, with loans well above the typical size for similar banks.
Its typical loan was $285,000, against $165,000 at similar lenders, state non-member banks making between half and twice as many loans. That is larger than at about four in five of them. Home purchases made up 67.2% of its lending and refinances only 12.1%. Every loan was conventional, with none backed by a government agency.
It made 58 loans in 2025, one more than in 2024, while similar lenders grew by 8% and the whole market by 10%. The bank made 150 loans in 2018 and has made between 55 and 58 in each of the past three years. The figures give no reason for the earlier fall.
Its largest market is Dallas-Fort Worth-Arlington, TX, where it has lent since at least 1990 and where United Wholesale Mortgage leads. It ranks 319 of 1,026 lenders there. Its 58 loans are spread over 16 counties in three states, so it holds only a sliver of any one market. With so few loans, its shares of lending to particular groups or neighborhoods can swing from year to year on a handful of deals.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. HomeBank Texas took 84 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 67.2% · Other 17.2% · Refinance 12.1% · Home improvement 3.4%
Conventional 100.0% · of 58 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 55 | 94.8% |
| Arkansas | 2 | 3.4% |
| Oklahoma | 1 | 1.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Dallas-Plano-Irving | 45 |
| Little Rock-North Little Rock-Conway | 2 |
| Fort Worth-Arlington-Grapevine | 1 |
| Houston-Pasadena-The Woodlands | 1 |
| Longview | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300I72FXKCNGRQC43 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 522669 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 317094 | 1990–2017 |
Established 7 April 1952. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: HomeBank Texas's data.
HomeBank Texas's data
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HomeBank Texas and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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