Applications / Mortgage Analytics / Lenders / Kansas / Heritage Bank / Competition
Heritage Bank
Topeka, KS · State member bank · FRS · $311 million assets · 109 loans in 2025
Heritage Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
109
loans originated, 2025
111
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who Heritage Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — TOPEKA, KS, 2025
Heritage Bank ranks 16th of 236 lenders in Topeka, KS, with $16.3M lent: 1.6% of a $1.01B market.
Topeka, KS is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO COLORADO, 2025
Heritage Bank ranks 258th of 626 lenders in non-metro Colorado, with $2.9M lent: 0.0% of a $9.24B market.
non-metro Colorado is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — KANSAS CITY, KS-MO, 2025
Heritage Bank ranks 398th of 659 lenders in Kansas City, KS-MO, with $1.0M lent: 0.0% of a $16.29B market.
Kansas City, KS-MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — LAWRENCE, KS, 2025
Heritage Bank ranks 98th of 222 lenders in Lawrence, KS, with $795K lent: 0.1% of a $693.1M market.
Lawrence, KS is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO KANSAS, 2025
Heritage Bank ranks 247th of 398 lenders in non-metro Kansas, with $470K lent: 0.0% of a $1.82B market.
non-metro Kansas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — MANHATTAN, KS, 2025
Heritage Bank ranks 145th of 209 lenders in Manhattan, KS, with $285K lent: 0.0% of a $677.4M market.
Manhattan, KS is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — WICHITA, KS, 2025
Heritage Bank ranks 314th of 367 lenders in Wichita, KS, with $185K lent: 0.0% of a $3.30B market.
Wichita, KS is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Heritage Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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