Applications / Mortgage Analytics / Lenders / Texas / Henderson Federal Savings Bank
Henderson, TX · Savings institution · OCC · $117 million assets · 40 loans in 2025
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40
loans originated, 2025
51
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Henderson Federal Savings Bank is a small Texas savings bank whose lending centers on Longview, where it has held a steady 0.7% of the market.
Longview is its largest market, where it ranks 33 of 306 lenders; its 0.7% share of mortgage dollars was unchanged from a year earlier. United Wholesale Mortgage leads there. It has lent in Longview since 2004, the year it first reported.
It made 40 loans in 2025, against 39 a year earlier, a rise of 3%. Similar lenders (savings institutions making between half and twice as many loans) fell 2%, putting it near the middle. Its volume is half what it was in 2018, when it made 85 loans. It filed no report for 2020 to 2022, which are gaps in the record, not years without lending.
Home purchases made up 67.5% of its loans and refinances 20.0%. Its typical loan was $215,000, against $245,000 for similar lenders. Every loan was conventional, with no government backing.
Of its loans, 15.0% were in majority-minority neighborhoods, against 7.2% at the typical peer. Its share of loans to low- and moderate-income borrowers, 11.1%, was lower than at most peers. On 40 loans, each share rests on a handful of borrowers, too few to read much into.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Henderson Federal Savings Bank took 51 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 67.5% · Refinance 20.0% · Home improvement 12.5%
Conventional 100.0% · of 40 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 40 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Longview | 34 |
| Austin-Round Rock-San Marcos | 1 |
| Tyler | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900TZ5NHC3GYO2U31 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 849076 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 43155 | 2004–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1703155 | 2011–2017 |
Established 1 November 1934. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Henderson Federal Savings Bank's data.
Henderson Federal Savings Bank's data
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Henderson Federal Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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