Applications / Mortgage Analytics / Lenders / Mississippi / Gulf Coast Community Federal Credit Union
Gulfport, MS · Credit union · NCUA · $126 million assets · 55 loans in 2025
Gulf Coast Community Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
55
loans originated, 2025
103
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Gulf Coast Community Federal Credit Union is a one-market refinance lender on the Mississippi coast, and it grew faster than most similar credit unions in 2025.
Refinances made up 85.5% of its loans in 2025, purchases 12.7% and home improvement 1.8%. Its typical loan was $105,000, up from $65,000 a year earlier and close to the $95,000 at similar lenders, which here means credit unions making between half and twice as many loans.
It made 55 loans, up 17% from 47, while similar credit unions grew 6% and the whole market 10%. Over the longer run its count has wandered, from 68 in 2018 to 32 in 2020 and 62 in 2022.
All its lending is in Gulfport-Biloxi, across four counties, where it has lent since at least 1990. Its share rose from 0.3% to 0.4% and it ranks 52 of 319 lenders. CMG Mortgage leads that market, with Keesler Federal Credit Union second. Some 14.5% of its loans went to majority-minority neighborhoods, against 9.7% for similar credit unions.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Gulf Coast Community Federal Credit Union took 103 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 85.5% · Purchase 12.7% · Home improvement 1.8%
Conventional 100.0% · of 55 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Mississippi | 55 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Gulfport-Biloxi | 55 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900R21YNPTNWW1L44 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 25571 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 5242 | 1990–2017 |
Established 1 January 1935. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Gulf Coast Community Federal Credit Union's data.
Gulf Coast Community Federal Credit Union's data
$215
Gulf Coast Community Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Gulf Coast Community Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]