Applications / Mortgage Analytics / Lenders / Florida / Guardians Credit Union / Competition
Guardians Credit Union
West Palm Beach, FL · Credit union · NCUA · $299 million assets · 43 loans in 2025
Guardians Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
43
loans originated, 2025
85
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Guardians Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
Guardians Credit Union ranks 460th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $3.4M lent: 0.0% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Guardians Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — PORT ST. LUCIE, FL, 2025
Guardians Credit Union ranks 379th of 559 lenders in Port St. Lucie, FL, with $545K lent: 0.0% of a $4.88B market.
Port St. Lucie, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Guardians Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — PALM BAY-MELBOURNE-TITUSVILLE, FL, 2025
Guardians Credit Union ranks 526th of 573 lenders in Palm Bay-Melbourne-Titusville, FL, with $180K lent: 0.0% of a $5.18B market.
Palm Bay-Melbourne-Titusville, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Guardians Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — TALLAHASSEE, FL, 2025
Guardians Credit Union ranks 358th of 372 lenders in Tallahassee, FL, with $75K lent: 0.0% of a $1.71B market.
Tallahassee, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Guardians Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
Guardians Credit Union's data
$215
Guardians Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Guardians Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]