Applications / Mortgage Analytics / Lenders / Indiana / Greenfield Banking Company
Greenfield, IN · State non-member bank · FDIC · $890 million assets · 92 loans in 2025
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92
loans originated, 2025
115
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Greenfield Banking Company, an Indiana state bank, lends unusually often to low- and moderate-income borrowers: they took 48.1% of its loans in 2025, against 27.3% at similar banks.
That share is higher than at nineteen in twenty similar lenders (state non-member banks making between half and twice as many loans). It was 46.2% a year earlier and 20.9% in 2020, so the rise has held for two years. Only 14.4% of its loans went to low- and moderate-income (LMI) neighborhoods, against 18.3% at similar banks; the neighborhoods of its markets may be one reason.
It made 92 loans, up 6% from 87, while similar banks grew 9%. It made 272 in 2020, which may have been an unusual high: it made 112 in 2019. In 2024 it also bought 36 loans from other lenders; in 2025 it bought none.
Its typical loan was $205,000, against $175,000 at similar banks. Purchases made up 54.3% of its lending and refinances 44.6%.
It has lent in Indianapolis-Carmel-Greenwood since at least 1990. Its share in Muncie, a market it entered in 2012, rose in 2025. In Bloomington it ranks 38 of 229 lenders with 0.5% of lending, unchanged; Indiana University Credit Union leads there.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Greenfield Banking Company took 115 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 54.3% · Refinance 44.6% · Home improvement 1.1%
Conventional 100.0% · of 92 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Indiana | 92 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Indianapolis-Carmel-Greenwood | 73 |
| Bloomington | 3 |
| Muncie | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300LCSS511JWT1A44 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 592644 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 315632 | 1990–2017 |
Established 3 September 1871. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Greenfield Banking Company's data.
Greenfield Banking Company's data
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Greenfield Banking Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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