Applications / Mortgage Analytics / Lenders / Vermont / Green Mountain Credit Union
South Burlington, VT · Credit union · NCUA · $153 million assets · 58 loans in 2025
Green Mountain Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
58
loans originated, 2025
58
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Green Mountain Credit Union lends to Vermonters of modest means: low- and moderate-income borrowers took about double the share of its loans that they took at similar credit unions, and a third of its loans were on manufactured homes.
Low- and moderate-income (LMI) borrowers took 63.2% of its 58 loans, against 30.8% at similar lenders (credit unions making between half and twice as many loans), more than at almost all of them. Manufactured homes made up 34.5% of its loans; the typical similar lender made none. Lending on cheaper homes is one possible reason its borrowers earn less.
Only 6.9% of its loans went to LMI neighborhoods, against 17.4% at similar credit unions, and none to majority-minority neighborhoods. All its lending is in ten Vermont counties, one possible reason.
It made 58 loans in 2025, down 9% from 64, while similar credit unions grew 7%. It made 215 in 2021, but those busy years may have been the exception: it made 53 in 2023. It filed no report for 2018 and 2019; those are gaps in the record, not years without lending.
Its share of Burlington-South Burlington lending rose to 0.4% from 0.2%, ranking it 35 of 146 lenders. It merged with Opportunities Credit Union in 2025, and that lender's filings count in these market figures, which may account for part of the rise. EastRise Federal Credit Union leads.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2020–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Green Mountain Credit Union took 58 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 58.6% · Refinance 24.1% · Other 10.3% · Home improvement 5.2% · Not applicable 1.7%
Conventional 100.0% · of 58 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Vermont | 58 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Burlington-South Burlington | 33 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900VNHREN5BIMTO39 | 2020–2024 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 838995 | 2022–2022 |
| Respondent ID (the HMDA filer code before 2018) | 563859 | 1992–1992 |
Established 1 January 1959. Reported under HMDA 1992-2025.
Mergers, name changes, data editions and corrections: Green Mountain Credit Union's data.
Green Mountain Credit Union's data
$215
Green Mountain Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Green Mountain Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]