Applications / Mortgage Analytics / Lenders / New York / Greater Woodlawn Federal Credit Union
Blasdell, NY · Credit union · NCUA · $163 million assets · 58 loans in 2025
Greater Woodlawn Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
58
loans originated, 2025
62
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Greater Woodlawn Federal Credit Union, a small lender in the Buffalo area, cut its lending by more than a third in 2025, while similar credit unions grew.
It made 58 loans, down 37% from 92, a steeper fall than at all but about one in twenty similar lenders (credit unions making between half and twice as many loans), whose lending rose 7%. Yet 2024 was its busiest year since at least 2018, and 2025 was still above the 49 loans of 2020. One possibility is that 2024 was the unusual year.
Its typical loan was $135,000, against $95,000 at similar credit unions, higher than at about seven in ten. Purchases made up 48.3% of its loans and home improvement 22.4%.
Only 8.6% of its loans went to low- and moderate-income (LMI) neighborhoods, against 17.4% at similar credit unions, and none to majority-minority neighborhoods. Its lending covers only three counties, one possible reason. LMI borrowers took 31.0%, in line with similar lenders' 30.8%.
Its typical rate was 6.00%, against 6.74% at similar credit unions. In Buffalo-Cheektowaga it ranks 83 of 267 lenders with 0.1% of lending, down from 0.2%, which may reflect its fewer loans. United Wholesale Mortgage and M&T Bank lead.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Greater Woodlawn Federal Credit Union took 62 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 48.3% · Refinance 29.3% · Home improvement 22.4%
Conventional 100.0% · of 58 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| New York | 58 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Buffalo-Cheektowaga | 31 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300VYEO55JM1VUZ93 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 783983 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 518800 | 1990–2017 |
Established 1 January 1968. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: Greater Woodlawn Federal Credit Union's data.
Greater Woodlawn Federal Credit Union's data
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Greater Woodlawn Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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