Applications / Mortgage Analytics / Lenders / New York / GHS Federal Credit Union / Competition
GHS Federal Credit Union
Binghamton, NY · Credit union · NCUA · $232 million assets · 78 loans in 2025
GHS Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
78
loans originated, 2025
128
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who GHS Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BINGHAMTON, NY, 2025
GHS Federal Credit Union ranks 36th of 180 lenders in Binghamton, NY, with $2.8M lent: 0.5% of a $573.8M market.
Binghamton, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and GHS Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO NEW YORK, 2025
GHS Federal Credit Union ranks 157th of 377 lenders in non-metro New York, with $2.6M lent: 0.1% of a $3.97B market.
non-metro New York is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and GHS Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
GHS Federal Credit Union's data
$215
GHS Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy GHS Federal Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]