Applications / Mortgage Analytics / Lenders / Connecticut / General Electric Employees Federal Credit Union
Milford, CT · Credit union · NCUA · $278 million assets · 81 loans in 2025
General Electric Employees Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
81
loans originated, 2025
101
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
General Electric Employees Federal Credit Union is mainly a home-improvement lender: more than six in ten of its 81 loans in 2025 paid for repairs and upgrades, and they reached 10 states.
Home improvement made up 61.7% of its loans, refinances 21.0% and purchases 17.3%. That fits its small loans: the typical one was $75,000, smaller than at about three-quarters of similar lenders (credit unions making between half and twice as many loans), where it was $95,000. Every loan was conventional.
Its typical rate was 6.00%, against 6.75% at similar lenders, lower than at nearly nine in ten of them. None of its loans was higher-priced (a rate well above the average for similar loans), against 3.4% at its peers.
It made 81 loans, down 9% from 89, while similar lenders grew 6% and the whole market 10%. Its record is otherwise steady: it made between 86 and 89 loans in each year from 2020 to 2024. A fall this size, on so few loans, is too small to read much into.
Connecticut is its main state, but its loans reached 18 metros, a wide spread for 81 loans. In Bridgeport-Stamford-Danbury it ranked 203 of 419 lenders, and in New Haven 184 of 392, with 0.1% of lending. It first lent in Nashville, Buffalo and Reno in 2025.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. General Electric Employees Federal Credit Union took 101 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 61.7% · Refinance 21.0% · Purchase 17.3%
Conventional 100.0% · of 81 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Connecticut | 48 | 59.3% |
| New York | 11 | 13.6% |
| Pennsylvania | 7 | 8.6% |
| Virginia | 6 | 7.4% |
| Georgia | 3 | 3.7% |
| Florida | 2 | 2.5% |
| New Jersey | 1 | 1.2% |
| Nevada | 1 | 1.2% |
| South Carolina | 1 | 1.2% |
| Tennessee | 1 | 1.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Bridgeport-Stamford-Danbury | 27 |
| New Haven | 19 |
| Syracuse | 7 |
| Lynchburg | 6 |
| Montgomery County-Bucks County-Chester County | 4 |
| Marietta | 2 |
| Philadelphia | 2 |
| Atlanta-Sandy Springs-Roswell | 1 |
| Buffalo-Cheektowaga | 1 |
| Camden | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300H68PK1CZUVUQ73 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 329475 | 2005–2023 |
| Respondent ID (the HMDA filer code before 2018) | 54043 | 1990–2017 |
Established 1 January 1940. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: General Electric Employees Federal Credit Union's data.
General Electric Employees Federal Credit Union's data
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General Electric Employees Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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