Applications / Mortgage Analytics / Lenders / Kansas / Frontier Community Credit Union
Leavenworth, KS · Credit union · NCUA · $205 million assets · 93 loans in 2025
Frontier Community Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
93
loans originated, 2025
155
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Frontier Community Credit Union, in Leavenworth, Kansas, is mostly a refinancing lender, and more than half its borrowers have low or moderate incomes.
Refinancing made up 69.9% of its 93 loans in 2025 and purchases the rest. Its typical loan was $85,000, below the $100,000 at similar lenders, credit unions making between half and twice as many loans. Every loan was conventional.
Of its borrowers, 54.4% had low or moderate incomes, against 30.1% at its peers, more than nearly all of them. The share was 44.4% a year earlier and 36.7% in 2020. Small loans and a refinancing book may both draw borrowers of that kind.
Its loans rose 48% in 2025, from 63 to 93, faster than about five in six similar lenders, whose typical growth was 7%. That follows four years of decline from a peak of 150 in 2020. Its typical rate, 6.88%, was close to its peers' 6.75%.
Its largest market is Kansas City, where it has lent since 1991. Its share there rose to 0.1% from 0.0%, ranking it 200th of 659 lenders. CommunityAmerica Federal Credit Union led that market.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Frontier Community Credit Union took 155 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 69.9% · Purchase 30.1%
Conventional 100.0% · of 93 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Kansas | 89 | 95.7% |
| Missouri | 4 | 4.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Kansas City | 74 |
| Topeka | 5 |
| Lawrence | 2 |
| Wichita | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300HGCEIBDGBU7E37 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 546991 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 563201 | 1991–2017 |
Established 1 January 1954. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: Frontier Community Credit Union's data.
Frontier Community Credit Union's data
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Frontier Community Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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