Applications / Mortgage Analytics / Lenders / Texas / Fort Worth City Credit Union
Fort Worth, TX · Credit union · NCUA · $325 million assets · 111 loans in 2025
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111
loans originated, 2025
229
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Fort Worth City Credit Union lends mostly against homes its members already own, and it has about doubled its loans since 2020.
Purchases made up only 15.3% of its loans. Other purposes took 34.2%, refinancing 31.5% and home improvement 18.9%. Every loan was conventional, and its typical loan of $105,000 matched that of similar lenders, meaning credit unions making between half and twice as many loans.
Its loans rose 11%, from 100 to 111, while similar lenders grew 8% and the whole market 10%. It made 57 loans in 2020, so its lending has about doubled since.
None of its loans was higher-priced (a rate well above the average for similar loans), against 2.9% at similar lenders. Its typical rate of 6.45% was lower than at about seven in ten similar lenders, where it was 6.75%.
Majority-minority neighborhoods took 35.1% of its loans, against 9.3% at similar lenders. Its main market is the Dallas-Fort Worth area, where it ranked 331st of 1,026 lenders and has reported since 1992.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Fort Worth City Credit Union took 229 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 34.2% · Refinance 31.5% · Home improvement 18.9% · Purchase 15.3%
Conventional 100.0% · of 111 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 111 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Fort Worth-Arlington-Grapevine | 102 |
| Dallas-Plano-Irving | 6 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300EW5YD0HPCTME62 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 704595 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 567532 | 1992–2017 |
Established 1 January 1934. Reported under HMDA 1992-2025.
Mergers, name changes, data editions and corrections: Fort Worth City Credit Union's data.
Fort Worth City Credit Union's data
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Fort Worth City Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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