Applications / Mortgage Analytics / Lenders / Colorado / FMS Bank / Competition
FMS Bank
Fort Morgan, CO · State member bank · FRS · $339 million assets · 46 loans in 2025
FMS Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
46
loans originated, 2025
57
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who FMS Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — GREELEY, CO, 2025
FMS Bank ranks 74th of 399 lenders in Greeley, CO, with $10.8M lent: 0.3% of a $4.08B market.
Greeley, CO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FMS Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO COLORADO, 2025
FMS Bank ranks 183rd of 626 lenders in non-metro Colorado, with $6.0M lent: 0.1% of a $9.24B market.
non-metro Colorado is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FMS Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — FORT COLLINS-LOVELAND, CO, 2025
FMS Bank ranks 207th of 408 lenders in Fort Collins-Loveland, CO, with $1.3M lent: 0.0% of a $3.89B market.
Fort Collins-Loveland, CO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FMS Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DENVER-AURORA-CENTENNIAL, CO, 2025
FMS Bank ranks 605th of 754 lenders in Denver-Aurora-Centennial, CO, with $650K lent: 0.0% of a $35.19B market.
Denver-Aurora-Centennial, CO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FMS Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — GRAND JUNCTION, CO, 2025
FMS Bank ranks 173rd of 268 lenders in Grand Junction, CO, with $525K lent: 0.0% of a $1.40B market.
Grand Junction, CO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and FMS Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO WYOMING, 2025
FMS Bank ranks 272nd of 314 lenders in non-metro Wyoming, with $285K lent: 0.0% of a $2.53B market.
non-metro Wyoming is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and FMS Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
The data and the software behind these pages
FMS Bank's data
$215
FMS Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy FMS Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]