Applications / Mortgage Analytics / Lenders / New York / Flushing Bank
Uniondale, NY · State non-member bank · FDIC · $8.7 billion assets · 71 loans in 2025
Flushing Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
71
loans originated, 2025
105
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Flushing Bank makes few home loans but large ones, typically $745,000, and most go to New York neighborhoods where minorities are the majority.
Its 71 loans put it near the middle of similar lenders, meaning state non-member banks making between half and twice as many loans. But its typical loan of $745,000 was larger than at almost all of them, where the typical loan was $175,000. Every loan was conventional, and purchases made up 57.7% of them.
Majority-minority neighborhoods took 63.4% of its loans, against 6.5% at similar lenders, a higher share than at more than nine in ten of them. Poorer neighborhoods (low- and moderate-income tracts) took 37.7%, about double the 18.5% at similar lenders. One possible reason is where it lends: New York-Newark-Jersey City is its largest market, where it ranked 221st of 802 lenders.
Its loans fell 11% in 2025 while similar lenders grew 9%. That continues a slide from 302 loans in 2022. The record does not show why; on fewer than 100 loans a year, a handful of deals moves the figure, and the bank may simply be lending less on homes. In 2025 it also made its first loans in Trenton-Princeton, NJ, too few to register a share.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Flushing Bank took 105 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 57.7% · Refinance 39.4% · Home improvement 2.8%
Conventional 100.0% · of 71 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| New York | 68 | 95.8% |
| New Jersey | 3 | 4.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| New York-Jersey City-White Plains | 67 |
| Nassau County-Suffolk County | 2 |
| Lakewood-New Brunswick | 1 |
| Trenton-Princeton | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300QVXT6121Q7E798 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 959304 | 2004–2023 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 3597239 | 2013–2013 |
| Respondent ID (the HMDA filer code before 2018) | 358564 | 2013–2017 |
Established 1 May 2007. Reported under HMDA 2013-2025.
Mergers, name changes, data editions and corrections: Flushing Bank's data.
Flushing Bank's data
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