Applications / Mortgage Analytics / Lenders / Kansas / Flint Hills Bank
Eskridge, KS · State non-member bank · FDIC · $155 million assets · 56 loans in 2025
Flint Hills Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
56
loans originated, 2025
58
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Flint Hills Bank is a small Kansas lender of modest home loans, and in 2025 its lending grew faster than at most banks its size.
Its typical loan was $115,000, against $167,500 at similar lenders, meaning state non-member banks making between half and twice as many loans. Its 56 loans put it near the middle of that group by count, but its $7.5 million in lending was smaller than about seven in eight of them. Every loan was conventional and none was jumbo (larger than the conforming limit).
Its loans rose 19%, from 47 to 56, while similar lenders grew 7% and the whole market 10%. On a base this small a few loans make the difference, so one year says little about a trend. It filed no reports for 2020 to 2022; those years are gaps in the record, not years without lending.
Low- and moderate-income borrowers took 31.7% of its loans, against 27.0% at similar lenders. Only 10.7% went to poorer neighborhoods (low- and moderate-income tracts), against 18.6%. One possible reason is that its six counties hold few such tracts.
Its share of Topeka lending edged up to 0.4% from 0.3%, which ranked it 52nd of 236 lenders. Capitol Federal Savings Bank leads that market. The bank has reported there since 2004.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Flint Hills Bank took 58 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 62.5% · Refinance 28.6% · Other 7.1% · Home improvement 1.8%
Conventional 100.0% · of 56 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Kansas | 56 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Topeka | 28 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900M6W35LL9PWTN67 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 837952 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 326340 | 2004–2017 |
Established 18 July 1985. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Flint Hills Bank's data.
Flint Hills Bank's data
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