Applications / Mortgage Analytics / Lenders / Arkansas / First State Bank / Competition
First State Bank
Lonoke, AR · State non-member bank · FDIC · $329 million assets · 64 loans in 2025
First State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
64
loans originated, 2025
69
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who First State Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — FAYETTEVILLE-SPRINGDALE-ROGERS, AR, 2025
First State Bank ranks 70th of 465 lenders in Fayetteville-Springdale-Rogers, AR, with $18.9M lent: 0.3% of a $5.77B market.
Fayetteville-Springdale-Rogers, AR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR, 2025
First State Bank ranks 84th of 423 lenders in Little Rock-North Little Rock-Conway, AR, with $8.5M lent: 0.2% of a $4.33B market.
Little Rock-North Little Rock-Conway, AR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO ARKANSAS, 2025
First State Bank ranks 103rd of 459 lenders in non-metro Arkansas, with $5.6M lent: 0.2% of a $3.36B market.
non-metro Arkansas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — HOT SPRINGS, AR, 2025
First State Bank ranks 25th of 240 lenders in Hot Springs, AR, with $5.6M lent: 1.0% of a $572.3M market.
Hot Springs, AR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO MISSOURI, 2025
First State Bank ranks 501st of 640 lenders in non-metro Missouri, with $320K lent: 0.0% of a $6.01B market.
non-metro Missouri is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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First State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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