Applications / Mortgage Analytics / Lenders / Oklahoma / First Pryority Bank
Pryor, OK · State member bank · FRS · $524 million assets · 90 loans in 2025
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90
loans originated, 2025
126
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First Pryority Bank is a home buyers' bank in Oklahoma, and it lends more to low- and moderate-income (LMI) borrowers than nearly nine in ten similar lenders.
Purchases made up 87.8% of its 90 loans in 2025; home improvement took 6.7% and refinances 5.6%. All were conventional. Its typical loan was $210,000, against $175,000 at similar lenders (state member banks making between half and twice as many loans), higher than at about two-thirds of them.
LMI borrowers took 39.6% of its loans, against 27.2% at similar lenders. It also lent more than most peers in majority-minority neighborhoods, which took 23.3% of its loans, against 5.6%.
It made 92 loans in 2023 and in 2024, and 90 in 2025, down 2%, while similar lenders grew 8%. It filed no HMDA report from 2018 to 2022. Small banks need not always report, so those years are gaps in the record, not years without lending.
Its share of Tulsa, its largest market, fell to 0.3% from 0.5%, and it ranked 60 of 476 lenders. On 90 loans a year, a few loans either way can move a share that small. Lending elsewhere may also play a part: in 2025 it first lent in Miami-Fort Lauderdale-West Palm Beach, and its Oklahoma City share edged up.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2023–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. First Pryority Bank took 126 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 87.8% · Home improvement 6.7% · Refinance 5.6%
Conventional 100.0% · of 90 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Oklahoma | 89 | 98.9% |
| Florida | 1 | 1.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Tulsa | 67 |
| Oklahoma City | 10 |
| West Palm Beach-Boca Raton-Delray Beach | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900QKCUJ5YL7WA384 | 2023–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 524953 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 2524953 | 2003–2016 |
Established 1 January 1900. Reported under HMDA 2003-2025.
Mergers, name changes, data editions and corrections: First Pryority Bank's data.
First Pryority Bank's data
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First Pryority Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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