Applications / Mortgage Analytics / Lenders / Nebraska / First Nebraska Bank
Valley, NE · State member bank · FRS · $352 million assets · 87 loans in 2025
First Nebraska Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
87
loans originated, 2025
120
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First Nebraska Bank makes a fraction of the home loans it made in 2020, but its lending has crept up for two years running.
The bank made 568 loans in 2020. By 2023 it made 75. It has since edged back, to 82 in 2024 and 87 in 2025, a rise of 6%. Similar lenders (state member banks making between half and twice as many loans) grew by 8%, so it kept roughly in step.
Purchases made up 54.0% of its loans and refinances 40.2%, with little home-improvement lending. Almost all, 98.9%, were conventional. Its typical loan, $175,000, matched that of similar lenders.
Low- and moderate-income (LMI) borrowers took 29.0% of its loans, a little above the 27.2% at similar lenders. The share was 40.6% in 2024 and 19.3% in 2020. On fewer than 100 loans a year, a handful of loans can move it that far.
It has lent in Omaha since 1990 and ranked 104 of 417 lenders there in 2025, with 0.1% of the market. In Lincoln it ranked 83 of 249, also with 0.1%. JPMorgan Chase Bank led Omaha; Lincoln FSB of Nebraska led Lincoln.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First Nebraska Bank took 120 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 54.0% · Refinance 40.2% · Other 4.6% · Home improvement 1.1%
Conventional 98.9% · USDA (RHS or FSA) 1.1% · of 87 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Nebraska | 80 | 92.0% |
| Arizona | 2 | 2.3% |
| Iowa | 2 | 2.3% |
| Kansas | 1 | 1.1% |
| Kentucky | 1 | 1.1% |
| Missouri | 1 | 1.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Omaha | 29 |
| Lincoln | 10 |
| Phoenix-Mesa-Chandler | 2 |
| Sioux City | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493007FRLGNQEXCGS66 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 576952 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 2576952 | 1990–2017 |
Established 1 January 1934. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: First Nebraska Bank's data.
First Nebraska Bank's data
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First Nebraska Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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