Applications / Mortgage Analytics / Lenders / Louisiana / First National Bank of Louisiana
Crowley, LA · National bank · OCC · $585 million assets · 51 loans in 2025
First National Bank of Louisiana's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
51
loans originated, 2025
53
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First National Bank of Louisiana bounced back in 2025, making 42% more loans after two years of decline, and gained share around Lake Charles and Lafayette.
It made 51 loans, up from 36, while similar lenders (national banks making between half and twice as many loans) grew by 3% and the market by 10%. That was faster than more than four in five of them. The rise follows a fall from 114 loans in 2022 to 55 in 2023. It filed no report for 2020 or 2021; those are gaps in the record, not years without lending.
Refinances made up 76.5% of its loans and purchases 19.6%. All were conventional and none exceeded the conforming limit. Its typical loan was $115,000, against $185,000 at similar lenders, lower than more than four in five of them.
Low- and moderate-income (LMI) neighborhoods took 35.3% of its loans, against 16.7% at similar lenders, higher than more than four in five of them. Majority-minority neighborhoods took 21.6%, against 11.1% at peers.
In Lake Charles, its largest market, its share rose from 0.5% to 0.8%, and it ranked 37 of 208 lenders. In Lafayette it ranked 63 of 280, with 0.3%, up from 0.2%. It has lent in both since the mid-1990s.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. First National Bank of Louisiana took 53 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 76.5% · Purchase 19.6% · Other 3.9%
Conventional 100.0% · of 51 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 50 | 98.0% |
| Florida | 1 | 2.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Lafayette | 28 |
| Lake Charles | 19 |
| Baton Rouge | 2 |
| Pensacola-Ferry Pass-Brent | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300Q2Y7B8UEC43S54 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 575834 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 112523 | 1994–2017 |
Established 1 January 1924. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: First National Bank of Louisiana's data.
First National Bank of Louisiana's data
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First National Bank of Louisiana and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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