Applications / Mortgage Analytics / Lenders / Louisiana / First National Bank in DeRidder
Deridder, LA · National bank · OCC · $416 million assets · 91 loans in 2025
First National Bank in DeRidder's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
91
loans originated, 2025
136
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First National Bank in DeRidder is a Louisiana home-purchase lender with a large manufactured-home business, and it ranks 34 of 208 lenders in Lake Charles.
Manufactured homes made up 17.6% of its loans, against 1.7% at similar lenders (national banks making between half and twice as many loans). That is more than at about nine in ten of them. Purchases were 53.8% of its loans. Its typical loan, $135,000, was smaller than at about four in five peers, whose typical loan was $185,000; its manufactured-home lending may explain much of that.
Low- and moderate-income (LMI) borrowers took 13.7% of its loans, against 23.2% at peers, fewer than at about three-quarters of them. Loans in LMI neighborhoods were 8.8%, against 16.2%. The 11 counties it lends in may hold fewer such borrowers and neighborhoods than its peers' markets. Its share in majority-minority areas, 7.7%, was near the middle.
It made 91 loans in 2025, down 3% from 94, while similar lenders grew 7% and the whole market 10%. That follows 163 loans in 2022 and 126 in 2023. The figures do not say why.
Its share of Lake Charles slipped to 0.8% from 1.0%. United Wholesale Mortgage and Fidelity Bank lead there. A few loans either way, or faster growth at rivals, could explain a change that small.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First National Bank in DeRidder took 136 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 53.8% · Refinance 37.4% · Home improvement 5.5% · Other 3.3%
Conventional 100.0% · of 91 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 89 | 97.8% |
| Alabama | 1 | 1.1% |
| Colorado | 1 | 1.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Lake Charles | 28 |
| Alexandria | 1 |
| Baton Rouge | 1 |
| Daphne-Fairhope-Foley | 1 |
| New Orleans-Metairie | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300DB8DXY0GE82T18 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 480433 | 2014–2023 |
| Respondent ID (the HMDA filer code before 2018) | 114168 | 2014–2017 |
Established 1 January 1934. Reported under HMDA 2014-2025.
Mergers, name changes, data editions and corrections: First National Bank in DeRidder's data.
First National Bank in DeRidder's data
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First National Bank in DeRidder and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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