Applications / Mortgage Analytics / Lenders / Colorado / First National Bank Colorado
Las Animas, CO · National bank · OCC · $637 million assets · 67 loans in 2025
First National Bank Colorado's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
67
loans originated, 2025
85
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First National Bank Colorado lends to lower-income borrowers and neighborhoods more than about nine in ten similar lenders, and manufactured homes made up 16.4% of its 67 loans in 2025.
Low- and moderate-income (LMI) borrowers took 44.2% of its loans, against 23.3% at similar lenders, national banks making between half and twice as many loans. That is higher than more than nine in ten of them. Its share in LMI neighborhoods, 37.3% against 15.9%, was higher than about nine in ten, and its share in majority-minority neighborhoods, 28.4%, higher than about three in four.
Manufactured homes were 16.4% of its loans, against 1.2% at similar lenders, higher than about nine in ten. Its typical loan, $165,000, was a little below their $177,500. Purchases were 50.7% of its loans, refinancings 34.3% and home improvement 10.4%.
Its loans fell 4% from 70, while similar lenders grew 3% and the whole market 10%. In the years it reported since 2018 its count has stayed between 55 and 70. It filed no HMDA report for 2020 to 2022, a gap in the record. It was renamed from The First National Bank of Las Animas in 2023.
It has lent in Colorado Springs, Pueblo and Denver since 2003. It ranked 170 of 487 lenders in Colorado Springs with 0.1%, unchanged. In Pueblo its share fell 0.1 points to 0.1%, ranking 141 of 264; its slightly lower count may be one reason.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. First National Bank Colorado took 85 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 50.7% · Refinance 34.3% · Home improvement 10.4% · Other 4.5%
Conventional 100.0% · of 67 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Colorado | 64 | 95.5% |
| Texas | 2 | 3.0% |
| Arizona | 1 | 1.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Colorado Springs | 5 |
| Denver-Aurora-Centennial | 3 |
| Pueblo | 2 |
| Phoenix-Mesa-Chandler | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300XHAIQYHZG7KY40 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 513256 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 16030 | 2003–2017 |
Established 1 January 1901. Reported under HMDA 2003-2025.
Mergers, name changes, data editions and corrections: First National Bank Colorado's data.
First National Bank Colorado's data
$215
First National Bank Colorado and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy First National Bank Colorado's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]