Applications / Mortgage Analytics / Lenders / Illinois / First FSB of Mascoutah
Mascoutah, IL · State member bank · FRS · $199 million assets · 64 loans in 2025
First FSB of Mascoutah's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
64
loans originated, 2025
71
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First FSB of Mascoutah, an Illinois bank in the St. Louis area, made 42% more loans in 2025, far faster growth than at similar lenders.
Its loans rose 42% to 64, while similar lenders, state member banks making between half and twice as many loans in 2025, grew 9% and the whole market 10%. Its growth was higher than at about four in five of them. It has climbed from 34 loans in 2023 but remains below the 136 it made in 2020.
Home improvement made up 21.9% of its loans, beside purchases at 43.8% and refinances at 29.7%, all conventional. Its typical loan was $155,000, against $175,000 at similar lenders, lower than about two-thirds of them; smaller home-improvement loans may pull that figure down.
St. Louis has been its market since 1990. It ranks 163 of 637 lenders there with 0.1%; Guild Mortgage Company leads. It has lent in non-metro Illinois since 1992, ranking 270 of 572, and lends in nine counties in two states.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First FSB of Mascoutah took 71 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 43.8% · Refinance 29.7% · Home improvement 21.9% · Other 4.7%
Conventional 100.0% · of 64 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 63 | 98.4% |
| Missouri | 1 | 1.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| St. Louis | 59 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900FTCNECUOWATD22 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 966272 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 46191 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1706191 | 2011–2017 |
Established 1 January 1913. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: First FSB of Mascoutah's data.
First FSB of Mascoutah's data
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First FSB of Mascoutah and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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