Applications / Mortgage Analytics / Lenders / Oregon / First Federal Savings and Loan Association of McMinnville
McMinnville, OR · Savings institution · OCC · $669 million assets · 63 loans in 2025
First Federal Savings and Loan Association of McMinnville's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
63
loans originated, 2025
107
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First Federal Savings and Loan Association of McMinnville, an Oregon savings institution, made 38.1% of its loans in poorer neighborhoods, more than about nine in ten similar lenders.
Its share in low- and moderate-income (LMI) neighborhoods rose from 21.8% in 2024 to 38.1%, against 16.7% at similar lenders, savings institutions making between half and twice as many loans in 2025. It also lent more to LMI borrowers: 32.7%, against 26.0%. On 63 loans a handful can move these shares, so one year is a thin basis for a trend.
Its loans fell 19% to 63 while similar lenders grew 2% and the whole market 10%; its change was lower than at about four in five of them. Since 2022 it has made between 63 and 78 loans a year, after 279 in 2020, so 2025 is the low end of a steady range.
Home purchases were only 39.7% of its loans. Refinances made up 28.6%, and home improvement and other purposes 15.9% each, all conventional. Its typical loan was $285,000, against $245,000 at similar lenders.
In Salem, a market since 1990, its share rose from 0.2% to 0.4%, ranking 52 of 325 lenders; United Wholesale Mortgage and Rocket Mortgage lead. In Portland-Vancouver-Hillsboro it ranks 161 of 566 with 0.1%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. First Federal Savings and Loan Association of McMinnville took 107 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 39.7% · Refinance 28.6% · Home improvement 15.9% · Other 15.9%
Conventional 100.0% · of 63 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Oregon | 63 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Portland-Vancouver-Hillsboro | 52 |
| Salem | 7 |
| Corvallis | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900P1I9VHKMF8R991 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 90579 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 43773 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1703773 | 2011–2017 |
Established 1 January 1922. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: First Federal Savings and Loan Association of McMinnville's data.
First Federal Savings and Loan Association of McMinnville's data
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First Federal Savings and Loan Association of McMinnville and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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