Applications / Mortgage Analytics / Lenders / Illinois / First Eagle Bank
Chicago, IL · State member bank · FRS · $611 million assets · 82 loans in 2025
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82
loans originated, 2025
94
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
First Eagle Bank makes few home loans but very large ones: its typical loan of $805,000 was bigger than at nearly all similar banks in 2025.
Its typical loan was $805,000, against $175,000 at similar lenders (state member banks making between half and twice as many loans). Almost a third of its loans, 31.1%, were jumbo (larger than the conforming limit), against 1.3% at its peers. So its 82 loans came to $86.2 million, more than three times the peer figure.
Home purchases were 73.2% of its loans and refinancing 23.2%. It made no government-backed loans. That is the profile of a bank financing expensive homes.
Its loans rose 30% from 63 in 2024, against 8% at similar lenders and 10% for the whole market, faster than about three-quarters of its peers. It filed no HMDA report for 2020 to 2022; that is a gap in the record, not a lack of lending.
25.6% of its loans were in majority-minority neighborhoods, against 5.7% at similar lenders, more than at nearly nine in ten of them. Its share in low- and moderate-income (LMI) neighborhoods, 18.5%, sat near the middle. In Chicago-Naperville-Elgin it ranked 124 of 902 lenders, behind leaders such as JPMorgan Chase Bank and Guaranteed Rate.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. First Eagle Bank took 94 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 73.2% · Refinance 23.2% · Home improvement 3.7%
Conventional 100.0% · of 82 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 81 | 98.8% |
| Colorado | 1 | 1.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Chicago-Naperville-Schaumburg | 79 |
| Lake County | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300DYVAMYTMH9UV09 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 759045 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 118553 | 1990–2006 |
| Respondent ID (the HMDA filer code before 2018) | 2759045 | 2007–2017 |
Established 14 February 1985. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: First Eagle Bank's data.
First Eagle Bank's data
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