Applications / Mortgage Analytics / Lenders / Alabama / First Community Bank of Central Alabama / Competition
First Community Bank of Central Alabama
Wetumpka, AL · State non-member bank · FDIC · $676 million assets · 90 loans in 2025
First Community Bank of Central Alabama's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
90
loans originated, 2025
105
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who First Community Bank of Central Alabama competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MONTGOMERY, AL, 2025
First Community Bank of Central Alabama ranks 21st of 331 lenders in Montgomery, AL, with $18.4M lent: 1.0% of a $1.87B market.
Montgomery, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Community Bank of Central Alabama in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — AUBURN-OPELIKA, AL, 2025
First Community Bank of Central Alabama ranks 79th of 305 lenders in Auburn-Opelika, AL, with $2.6M lent: 0.2% of a $1.58B market.
Auburn-Opelika, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Community Bank of Central Alabama in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO ALABAMA, 2025
First Community Bank of Central Alabama ranks 217th of 523 lenders in non-metro Alabama, with $2.6M lent: 0.1% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Community Bank of Central Alabama in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — CRESTVIEW-FORT WALTON BEACH-DESTIN, FL, 2025
First Community Bank of Central Alabama ranks 459th of 606 lenders in Crestview-Fort Walton Beach-Destin, FL, with $475K lent: 0.0% of a $4.40B market.
Crestview-Fort Walton Beach-Destin, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Community Bank of Central Alabama in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BIRMINGHAM, AL, 2025
First Community Bank of Central Alabama ranks 408th of 523 lenders in Birmingham, AL, with $355K lent: 0.0% of a $7.02B market.
Birmingham, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Community Bank of Central Alabama in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — PANAMA CITY-PANAMA CITY BEACH, FL, 2025
First Community Bank of Central Alabama ranks 443rd of 443 lenders in Panama City-Panama City Beach, FL, with $35K lent: 0.0% of a $1.96B market.
Panama City-Panama City Beach, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Community Bank of Central Alabama in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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