Applications / Mortgage Analytics / Lenders / South Carolina / First Capital Bank / Competition
First Capital Bank
Charleston, SC · State member bank · FRS · $1.1 billion assets · 74 loans in 2025
First Capital Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
74
loans originated, 2025
83
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Who First Capital Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHARLESTON-NORTH CHARLESTON, SC, 2025
First Capital Bank ranks 55th of 617 lenders in Charleston-North Charleston, SC, with $58.4M lent: 0.5% of a $11.91B market.
Charleston-North Charleston, SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — COLUMBIA, SC, 2025
First Capital Bank ranks 94th of 515 lenders in Columbia, SC, with $9.5M lent: 0.2% of a $5.77B market.
Columbia, SC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — WINSTON-SALEM, NC, 2025
First Capital Bank ranks 121st of 465 lenders in Winston-Salem, NC, with $4.3M lent: 0.1% of a $3.99B market.
Winston-Salem, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN, 2025
First Capital Bank ranks 415th of 821 lenders in Nashville-Davidson--Murfreesboro--Franklin, TN, with $3.0M lent: 0.0% of a $24.04B market.
Nashville-Davidson--Murfreesboro--Franklin, TN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — FAYETTEVILLE, NC, 2025
First Capital Bank ranks 130th of 371 lenders in Fayetteville, NC, with $2.2M lent: 0.1% of a $2.93B market.
Fayetteville, NC is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and First Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 47% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — FLORENCE, SC, 2025
First Capital Bank ranks 67th of 256 lenders in Florence, SC, with $1.8M lent: 0.3% of a $673.0M market.
Florence, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
First Capital Bank ranks 548th of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $1.7M lent: 0.0% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NEW YORK-NEWARK-JERSEY CITY, NY-NJ, 2025
First Capital Bank ranks 611th of 802 lenders in New York-Newark-Jersey City, NY-NJ, with $1.7M lent: 0.0% of a $144.16B market.
New York-Newark-Jersey City, NY-NJ is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and First Capital Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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First Capital Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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