Applications / Mortgage Analytics / Lenders / Louisiana / Fifth District Savings Bank
New Orleans, LA · Savings institution · OCC · $534 million assets · 45 loans in 2025
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45
loans originated, 2025
76
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Fifth District Savings Bank, a New Orleans lender reporting since at least 1990, has made fewer home loans every year since 2020.
It made 45 home loans in 2025, down 27%, while similar lenders (savings institutions making between half and twice as many loans) grew 1% and the whole market 10%. Its fall was steeper than at more than four in five of those peers. In 2020 it made 243. Refinances were only 20.0% of its loans in 2025, so a drop in refinancing after 2021 may account for some of the fall; the bank may also have chosen to lend less. The data do not say which.
Its share of the New Orleans-Metairie market fell from 0.7% to 0.4%, leaving it 47th of 371 lenders. It gained elsewhere: its share of Slidell-Mandeville-Covington rose from 0.2% to 0.4%. At this size a handful of loans moves a share either way, so neither change says much about the bank's direction.
Purchases made up 55.6% of its loans, and every loan was conventional. Its typical loan, $245,000, matched that of peers. It lent more in majority-minority tracts than they did, 15.6% against 7.5%, though the share was 21.0% in 2024 and moves with a few loans.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Fifth District Savings Bank took 76 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 55.6% · Refinance 20.0% · Other 13.3% · Home improvement 11.1%
Conventional 100.0% · of 45 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 44 | 97.8% |
| Florida | 1 | 2.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| New Orleans-Metairie | 33 |
| Slidell-Mandeville-Covington | 7 |
| Hammond | 2 |
| Baton Rouge | 1 |
| Homosassa Springs | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300JXWG67QZF4I652 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 837970 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 4133 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1700133 | 2011–2017 |
Established 1 January 1926. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Fifth District Savings Bank's data.
Fifth District Savings Bank's data
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Fifth District Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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