Applications / Mortgage Analytics / Lenders / Colorado / Fidelis Catholic Federal Credit Union
Arvada, CO · Credit union · NCUA · $153 million assets · 70 loans in 2025
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70
loans originated, 2025
78
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Fidelis Catholic Federal Credit Union is a refinance lender, and more of its borrowers have low or moderate incomes than at nine in ten similar credit unions.
Nine in ten of its 70 loans in 2025 were refinances; purchases were 1.4%. Its loans rose 59%, against 7% for similar lenders (credit unions making between half and twice as many loans), as its typical rate eased from 7.24% to 6.80%. A refinance lender's volume moves with rates, which may explain both this jump and the slide from 126 loans in 2021 to 44 in 2024; its typical rate in 2020 was 3.00%.
Of its borrowers, 47.8% had low or moderate incomes, against 30.9% at similar lenders, a higher share than at about nine in ten of them. This is no one-year blip: the share was 51.5% in 2020 and 55.8% in 2024.
None of its loans was higher-priced (a rate well above the average for similar loans), against 3.3% at the typical peer. Its typical rate, 6.80%, was close to peers' 6.75%.
It has lent around Denver since 2001 and in Tulsa, Oklahoma, since 2019. Its share rounds to zero in every market it serves.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Fidelis Catholic Federal Credit Union took 78 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 90.0% · Home improvement 8.6% · Purchase 1.4%
Conventional 100.0% · of 70 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Colorado | 69 | 98.6% |
| Oklahoma | 1 | 1.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Denver-Aurora-Centennial | 62 |
| Boulder | 1 |
| Fort Collins-Loveland | 1 |
| Greeley | 1 |
| Pueblo | 1 |
| Tulsa | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493006SSMPNYY3P8424 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 92685 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 59810 | 2001–2017 |
Established 1 January 1954. Reported under HMDA 2001-2025.
Mergers, name changes, data editions and corrections: Fidelis Catholic Federal Credit Union's data.
Fidelis Catholic Federal Credit Union's data
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Fidelis Catholic Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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