Applications / Mortgage Analytics / Lenders / Wisconsin / Farmers Savings Bank
Mineral Point, WI · State non-member bank · FDIC · $437 million assets · 82 loans in 2025
Farmers Savings Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
82
loans originated, 2025
114
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Farmers Savings Bank, a Wisconsin purchase lender, makes bigger loans than most similar banks and lends to borrowers of modest means more than nearly nine in ten of them.
Purchases took 61.0% of its 82 loans and refinances 29.3%, all conventional. Its typical loan was $225,000, up from $185,000 in 2024. Similar lenders (state non-member banks making between half and twice as many loans) typically lent $172,500, and it lent more than about seven in ten of them.
Borrowers with low and moderate incomes (LMI borrowers) took 42.4% of its loans, against 27.6% at similar lenders. Poorer neighborhoods (LMI areas) took 8.5%, against 18.5%. Its 10 counties in Wisconsin may hold few such neighborhoods.
It made 82 loans, down 22% from 105, while similar lenders grew 9%. Its count swings from year to year: 74 in 2023, 105 in 2024. One year's fall may say little. It made 480 loans in 2020.
In Madison, its largest market, it ranked 48 of 380, and its share fell from 0.5% to 0.3%. Its lending fell from $30.3 million to $24.9 million, which may account for the change. Summit Credit Union and UW Credit Union led there. How its loans divide between Madison and its rural counties is an open question.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Farmers Savings Bank took 114 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 61.0% · Refinance 29.3% · Home improvement 7.3% · Other 2.4%
Conventional 100.0% · of 82 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Wisconsin | 82 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Madison | 67 |
| La Crosse-Onalaska | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300DDJMNOWGXL6236 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 205346 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 313025 | 2004–2017 |
Established 1 January 1917. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Farmers Savings Bank's data.
Farmers Savings Bank's data
$215
Farmers Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Farmers Savings Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]