Applications / Mortgage Analytics / Lenders / Iowa / Farmers & Merchants Savings Bank / Competition
Farmers & Merchants Savings Bank
Manchester, IA · State member bank · FRS · $594 million assets · 86 loans in 2025
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86
loans originated, 2025
104
applications, 2025
8
states and territories
0
gaps bigger than at similar lenders
Who Farmers & Merchants Savings Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
Farmers & Merchants Savings Bank ranks 291st of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $6.0M lent: 0.0% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Farmers & Merchants Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — CEDAR RAPIDS, IA, 2025
Farmers & Merchants Savings Bank ranks 42nd of 210 lenders in Cedar Rapids, IA, with $4.6M lent: 0.3% of a $1.53B market.
Cedar Rapids, IA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Farmers & Merchants Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 62% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO IOWA, 2025
Farmers & Merchants Savings Bank ranks 134th of 465 lenders in non-metro Iowa, with $4.4M lent: 0.1% of a $3.38B market.
non-metro Iowa is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Farmers & Merchants Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — PHOENIX-MESA-CHANDLER, AZ, 2025
Farmers & Merchants Savings Bank ranks 590th of 879 lenders in Phoenix-Mesa-Chandler, AZ, with $1.4M lent: 0.0% of a $50.70B market.
Phoenix-Mesa-Chandler, AZ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Farmers & Merchants Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO MINNESOTA, 2025
Farmers & Merchants Savings Bank ranks 319th of 536 lenders in non-metro Minnesota, with $915K lent: 0.0% of a $5.28B market.
non-metro Minnesota is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Farmers & Merchants Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CHARLOTTE-CONCORD-GASTONIA, NC-SC, 2025
Farmers & Merchants Savings Bank ranks 704th of 775 lenders in Charlotte-Concord-Gastonia, NC-SC, with $265K lent: 0.0% of a $28.47B market.
Charlotte-Concord-Gastonia, NC-SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Farmers & Merchants Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — PUNTA GORDA, FL, 2025
Farmers & Merchants Savings Bank ranks 282nd of 548 lenders in Punta Gorda, FL, with $660K lent: 0.0% of a $2.09B market.
Punta Gorda, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Farmers & Merchants Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — ST. CLOUD, MN, 2025
Farmers & Merchants Savings Bank ranks 157th of 243 lenders in St. Cloud, MN, with $410K lent: 0.0% of a $1.04B market.
St. Cloud, MN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Farmers & Merchants Savings Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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