Applications / Mortgage Analytics / Lenders / Louisiana / Exchange Bank and Trust Company, Natchitoches, Louisiana
Natchitoches, LA · Depository institution · FDIC · 111 loans in 2025
Exchange Bank and Trust Company, Natchitoches, Louisiana's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
111
loans originated, 2025
111
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Exchange Bank and Trust Company, Natchitoches, Louisiana first reported in 2025, with 111 loans, and ranked 13 of 152 lenders in Alexandria in its first year.
Its 111 loans in 2025 are its first in the public HMDA data, so there is no earlier year to compare. Its similar lenders are depository institutions making between a quarter and four times as many loans. There are 14 of them, and the typical one made 90.
Manufactured homes made up 16.2% of its loans, against 2.9% at similar lenders, higher than most of them. Its typical loan was $125,000, against $155,000. Home purchases made up 63.1% of its loans, all conventional.
Majority-minority areas took 20.7% of its loans, against 4.8% at similar lenders. Its shares to low- and moderate-income (LMI) borrowers, 20.0%, and in LMI areas, 8.3%, were somewhat lower than peers'. The rural and small-town areas it serves may explain that.
In Alexandria it ranked 13 of 152 lenders with 2.5% of the market; Red River Bank led. It also lends in non-metro Louisiana, where it ranked 59 of 316, and has very small shares in Monroe and Shreveport-Bossier City.
Similar lenders: same lender type, originations between a quarter and four times the lender's. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2025–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Exchange Bank and Trust Company, Natchitoches, Louisiana took 111 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 63.1% · Refinance 21.6% · Home improvement 8.1% · Other 7.2%
Conventional 100.0% · of 111 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 111 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Alexandria | 63 |
| Monroe | 1 |
| Shreveport-Bossier City | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900K0IC4K6SI7H003 | 2025–2025 |
Established 28 September 1892. Reported under HMDA in 2025.
Mergers, name changes, data editions and corrections: Exchange Bank and Trust Company, Natchitoches, Louisiana's data.
Exchange Bank and Trust Company, Natchitoches, Louisiana's data
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Exchange Bank and Trust Company, Natchitoches, Louisiana and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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