Applications / Mortgage Analytics / Lenders / South Carolina / Enterprise Bank of South Carolina
Ehrhardt, SC · State non-member bank · FDIC · $491 million assets · 102 loans in 2025
Enterprise Bank of South Carolina's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
102
loans originated, 2025
125
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Enterprise Bank of South Carolina, an Ehrhardt, South Carolina bank, makes far more manufactured-home loans than similar lenders; it made 102 loans in 2025, about as many as in 2024.
Manufactured homes made up 31.4% of its loans, against 3.2% at similar lenders (state non-member banks making between half and twice as many loans), higher than nearly all of them. Home purchases made up 64.7% of its loans and home improvement 10.8%.
It made 102 loans, against 101 in 2024, while similar lenders typically grew 9%. Its loans peaked at 181 in 2022 and have stayed between 101 and 114 since, not far below the 121 of 2018.
Of its loans, 26.5% were in majority-minority areas, against 5.9% at similar lenders, more than about four in five of them. It made 24.7% in low- and moderate-income (LMI) areas, against 18.3%, more than about two-thirds of them. The rural South Carolina counties it serves may explain both.
It lends in 15 counties in 3 states, mostly in South Carolina. It has lent in non-metro South Carolina since 1993 and in Charleston-North Charleston, SC since at least 1990.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Enterprise Bank of South Carolina took 125 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 64.7% · Refinance 14.7% · Home improvement 10.8% · Other 9.8%
Conventional 100.0% · of 102 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| South Carolina | 99 | 97.1% |
| North Carolina | 2 | 2.0% |
| Georgia | 1 | 1.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Charleston-North Charleston | 24 |
| Augusta-Richmond County | 2 |
| Charlotte-Concord-Gastonia | 2 |
| Brunswick-St. Simons | 1 |
| Columbia | 1 |
| Greenville-Anderson-Greer | 1 |
| Hilton Head Island-Bluffton-Port Royal | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300VCTY2YYCLCZI32 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 457426 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 311539 | 1990–2017 |
Established 1 January 1920. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Enterprise Bank of South Carolina's data.
Enterprise Bank of South Carolina's data
$215
Enterprise Bank of South Carolina and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Enterprise Bank of South Carolina's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]