Applications / Mortgage Analytics / Lenders / Texas / Educators Credit Union / Competition
Educators Credit Union
Waco, TX · Credit union · NCUA · $593 million assets · 38 loans in 2025
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38
loans originated, 2025
38
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Educators Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — WACO, TX, 2025
Educators Credit Union ranks 83rd of 368 lenders in Waco, TX, with $3.0M lent: 0.2% of a $1.47B market.
Waco, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Educators Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — KILLEEN-TEMPLE, TX, 2025
Educators Credit Union ranks 219th of 394 lenders in Killeen-Temple, TX, with $805K lent: 0.0% of a $3.21B market.
Killeen-Temple, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Educators Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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