Applications / Mortgage Analytics / Lenders / Texas / Education First Federal Credit Union / Competition
Education First Federal Credit Union
Beaumont, TX · Credit union · NCUA · $590 million assets · 58 loans in 2025
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58
loans originated, 2025
237
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Education First Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BEAUMONT-PORT ARTHUR, TX, 2025
Education First Federal Credit Union ranks 46th of 289 lenders in Beaumont-Port Arthur, TX, with $5.4M lent: 0.4% of a $1.28B market.
Beaumont-Port Arthur, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Education First Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO TEXAS, 2025
Education First Federal Credit Union ranks 441st of 831 lenders in non-metro Texas, with $2.4M lent: 0.0% of a $10.46B market.
non-metro Texas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Education First Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
Education First Federal Credit Union ranks 671st of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $935K lent: 0.0% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Education First Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — LONGVIEW, TX, 2025
Education First Federal Credit Union ranks 277th of 306 lenders in Longview, TX, with $155K lent: 0.0% of a $1.08B market.
Longview, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Education First Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
Education First Federal Credit Union ranks 1025th of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $35K lent: 0.0% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Education First Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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