Faster than most
Its loans rose from 68 to 101, faster than nearly nine in ten similar lenders (state non-member banks making between half and twice as many loans), whose count rose 9%. Refinances made up 46.5% of its loans and purchases 45.5%.
Applications / Mortgage Analytics / Lenders / Wisconsin / DMB Community Bank
DMB Community Bank
Madison, WI · State non-member bank · FDIC · $827 million assets · 101 loans in 2025
DMB Community Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
101
loans originated, 2025
144
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
DMB Community Bank made 49% more loans in 2025, though its 101 loans are a fraction of the 687 it made in 2020.
Far below 2020
It made 687 loans in 2020 and 410 in 2021, then 162 in 2022 and 68 in 2024. A smaller refinance business after 2021 may account for much of the fall, though these figures cannot confirm it.
More lower-income borrowers
Low- and moderate-income (LMI) borrowers took 33.3% of its loans, against 27.4% at peers, more than at about two-thirds of them, and up from 26.5% in 2024. Poorer neighborhoods (LMI tracts) took 14.0%, up from 8.8% but below peers' 18.3%. Its Wisconsin markets may hold fewer such neighborhoods. Majority-minority areas took 7.9%, against 6.1%.
Plain loans, a Madison base
All its loans were conventional, with no jumbo loans (larger than the conforming limit) and none on manufactured homes. It has lent in Madison since at least 1990. Summit Credit Union and UW Credit Union led there.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
101 loans in 2025, against a peak of 687 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. DMB Community Bank took 144 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
46.5% of its 2025 loans were refinance loans; all were conventional loans.
Refinance 46.5% · Purchase 45.5% · Home improvement 6.9% · Other 1.0%
Conventional 100.0% · of 101 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
1 state, 6 metros, 18 counties
| State | Loans | Share |
|---|---|---|
| Wisconsin | 101 | 100.0% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Madison | 74 |
| Milwaukee-Waukesha | 5 |
| Janesville-Beloit | 3 |
| Kenosha | 3 |
| Racine-Mount Pleasant | 2 |
| Eau Claire | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300LC0BP2X1F6BE13 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 56548 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 314769 | 1990–2017 |
Established 29 June 1922. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: DMB Community Bank's data.
The data and the software behind these pages
DMB Community Bank's data
$215
DMB Community Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy DMB Community Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]