Applications / Mortgage Analytics / Lenders / Illinois / Corporate America Family Credit Union
Elgin, IL · Credit union · NCUA · $830 million assets · 55 loans in 2025
Corporate America Family Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
55
loans originated, 2025
125
applications, 2025
14
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Corporate America Family Credit Union lends mostly for purposes other than buying a home, and its loans fell 56% in 2025, to 55.
It made 55 loans, against 126 in 2024 and 256 in 2018. Similar lenders (credit unions making between half and twice as many loans) grew 6%, and its change was lower than at nearly all of them. The data do not show why. With so few loans, a change in one product or market can move the total sharply.
Other-purpose loans were 41.8% of its lending and home improvement 21.8%; home purchases were only 10.9%. Its typical loan, $65,000, was smaller than peers' $95,000, which fits that kind of lending.
Low- and moderate-income (LMI) borrowers took 47.8% of its loans, against 31.2% at peers. LMI neighborhoods took 36.4%, against 17.5%, higher than at about nine in ten similar lenders. Majority-minority neighborhoods took 38.2%, against 9.7%.
Its 55 loans were spread over 14 states and 24 counties, with Illinois the main one. In Chicago-Naperville-Elgin, a market led by JPMorgan Chase Bank and Guaranteed Rate, it ranks 402 of 902.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Corporate America Family Credit Union took 125 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 41.8% · Refinance 25.5% · Home improvement 21.8% · Purchase 10.9%
Conventional 100.0% · of 55 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 36 | 65.5% |
| Arizona | 3 | 5.5% |
| Connecticut | 2 | 3.6% |
| Georgia | 2 | 3.6% |
| Missouri | 2 | 3.6% |
| Ohio | 2 | 3.6% |
| California | 1 | 1.8% |
| Colorado | 1 | 1.8% |
| Florida | 1 | 1.8% |
| Indiana | 1 | 1.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Chicago-Naperville-Schaumburg | 29 |
| Elgin | 6 |
| Kansas City | 3 |
| Marietta | 2 |
| Phoenix-Mesa-Chandler | 2 |
| Charlotte-Concord-Gastonia | 1 |
| Denver-Aurora-Centennial | 1 |
| Fresno | 1 |
| Hartford-West Hartford-East Hartford | 1 |
| Houston-Pasadena-The Woodlands | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493003DVQUF5HAI1O03 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 441984 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 568215 | 1998–2017 |
Established 1 January 1976. Reported under HMDA 1998-2025.
Mergers, name changes, data editions and corrections: Corporate America Family Credit Union's data.
Corporate America Family Credit Union's data
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Corporate America Family Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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