A refinance lender
Home purchases made up only 15.8% of its loans, and every loan was conventional. It made 38 loans, the same as in 2024, while similar lenders (state non-member banks making between half and twice as many loans) made 2% more.
Applications / Mortgage Analytics / Lenders / Kansas / Conway Bank
Conway Bank
Conway Springs, KS · State non-member bank · FDIC · $131 million assets · 38 loans in 2025
Conway Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
38
loans originated, 2025
40
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Conway Bank is a small Kansas bank that mostly refinances: 81.6% of its 38 loans in 2025 replaced an existing mortgage.
Small loans
Its typical loan was $125,000, smaller than at about three in four similar lenders, where it was $167,500. That typical loan rose from $105,000 a year earlier, which lifted its dollar total from $4.9 million to $7.4 million.
Many loans in poorer areas
Poorer neighborhoods (low- and moderate-income, or LMI, tracts) took 42.1% of its loans, against 18.9% at peers, higher than at about nine in ten of them. Majority-minority areas took 23.7%. On 38 loans, a few borrowers move these shares; in 2024 they were higher still, at 52.6% and 44.7%.
A small place in Wichita
In Wichita, KS it ranked 92 of 367 lenders with 0.2% of the market, up from 0.1%. Peoples Bank and Trust Company led. It first reported in 1998 but filed no report for 2019 to 2023. Those are gaps in the record, not years without lending.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
38 loans in 2025, against a peak of 38 in 2024.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Conway Bank took 40 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
81.6% of its 2025 loans were refinance loans; all were conventional loans.
Refinance 81.6% · Purchase 15.8% · Home improvement 2.6%
Conventional 100.0% · of 38 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
1 state, 1 metro, 8 counties
| State | Loans | Share |
|---|---|---|
| Kansas | 38 | 100.0% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Wichita | 31 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300XXQGH86HT5JF25 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 972750 | 2004–2018 |
| Respondent ID (the HMDA filer code before 2018) | 18467 | 1998–2015 |
| Respondent ID (the HMDA filer code before 2018) | 34649 | 2016–2017 |
Established 1 May 1886. Reported under HMDA 1998-2025.
Mergers, name changes, data editions and corrections: Conway Bank's data.
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