Applications / Mortgage Analytics / Lenders / Indiana / Community State Bank
Brook, IN · State non-member bank · FDIC · $151 million assets · 76 loans in 2025
Community State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
76
loans originated, 2025
80
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Community State Bank, a small Indiana bank, made 76 loans in 2025, 19% more than a year earlier, most of them refinances and purchases.
Originations rose from 64. Similar lenders (state non-member banks making between half and twice as many loans) grew 9%, and the whole market 10%; the bank grew faster than about three in five of those peers. It reported 83 loans in 2023. It filed no report for 2020 to 2022; those years are gaps in the record, not years without lending.
Refinances were 47.4% of its loans, purchases 38.2% and home improvement 14.5%, all conventional. Its typical loan was $195,000, against $170,000 at similar lenders.
Low- and moderate-income (LMI) borrowers took 29.2% of its loans, against 27.3% at similar lenders, near the middle of them.
It ranked 83 of 267 lenders in Lafayette-West Lafayette, where it has lent since 2006 and its share held at 0.1%. It ranked 315 of 902 in Chicago-Naperville-Elgin, and first lent in Phoenix-Mesa-Chandler in 2025.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Community State Bank took 80 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 47.4% · Purchase 38.2% · Home improvement 14.5%
Conventional 100.0% · of 76 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Indiana | 75 | 98.7% |
| Arizona | 1 | 1.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Lake County-Porter County-Jasper County | 66 |
| Lafayette-West Lafayette | 6 |
| Indianapolis-Carmel-Greenwood | 1 |
| Phoenix-Mesa-Chandler | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300K6I4IZA57BON59 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 322449 | 2006–2023 |
| Respondent ID (the HMDA filer code before 2018) | 38067 | 2006–2017 |
Established 1 April 1931. Reported under HMDA 2006-2025.
Mergers, name changes, data editions and corrections: Community State Bank's data.
Community State Bank's data
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