Applications / Mortgage Analytics / Lenders / Illinois / Community Savings Bank
Chicago, IL · Savings institution · FDIC · $409 million assets · 53 loans in 2025
Community Savings Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
53
loans originated, 2025
63
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Community Savings Bank, a Chicago savings institution, lends in majority-minority and poorer neighborhoods far more often than similar lenders, though it made 39% fewer loans in 2025.
Majority-minority areas took 66.0% of its loans, against 7.5% at similar lenders (savings institutions making between half and twice as many loans), the highest share among them. Low- and moderate-income (LMI) areas took 47.2%, against 17.0%. LMI borrowers took 58.8%, against 26.1%.
Originations fell from 87 to 53, while similar lenders' were unchanged, a bigger fall than at nearly all of them. Its volume swings: it made 63 loans in 2023 and 87 in 2024. At this size a small number of loans can make that difference.
Purchases were 66.0% of its loans and refinances 18.9%, all conventional. Its typical loan was $335,000, against $245,000 at similar lenders.
It has lent in Chicago-Naperville-Elgin since at least 1990 and ranked 266 of 902 lenders there. It made 141 loans in 2018.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Community Savings Bank took 63 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 66.0% · Refinance 18.9% · Other 15.1%
Conventional 100.0% · of 53 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 53 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Chicago-Naperville-Schaumburg | 52 |
| Lake County | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900XX2FPZR1Y4FO11 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 520777 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 42470 | 1990–1992 |
| Respondent ID (the HMDA filer code before 2018) | 328841 | 1993–2017 |
Established 1 January 1925. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Community Savings Bank's data.
Community Savings Bank's data
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Community Savings Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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