Applications / Mortgage Analytics / Lenders / Ohio / Community One Credit Union of Ohio
North Canton, OH · Credit union · NCUA · $129 million assets · 80 loans in 2025
Community One Credit Union of Ohio's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
80
loans originated, 2025
80
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Community One Credit Union of Ohio makes nothing but refinances: all 80 of its loans in 2025 were refinances, typically of $45,000, smaller than at nearly all similar credit unions.
Every loan was a conventional refinance. Its typical loan was $45,000, against $95,000 at similar lenders (credit unions making between half and twice as many loans). Its 80 loans came to $5.2 million, against $11.3 million at peers.
Originations rose 10%, from 73 to 80, the same as the whole market and a little more than the 6% at similar lenders. It made 107 loans in 2022. It filed no report for 2020 and 2021; those years are gaps in the record, not years without lending.
In Canton-Massillon, where it has lent since 1994, it ranked 56 of 297 lenders with 0.3% of the market, unchanged. The Huntington National Bank, CrossCountry Mortgage and Rocket Mortgage led. In Akron it ranked 311 of 401.
Low- and moderate-income (LMI) borrowers took 33.8% of its loans, up from 21.9%, against 30.6% at peers. LMI areas took 12.5%, against 17.4%, lower than about seven in ten peers. Its lending is concentrated in 4 counties, which may contain fewer such areas.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Community One Credit Union of Ohio took 80 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 100.0%
Conventional 100.0% · of 80 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Ohio | 80 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Canton-Massillon | 76 |
| Akron | 4 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 984500FC8569569B5B24 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 977296 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 562628 | 1994–2017 |
Established 1 January 1936. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: Community One Credit Union of Ohio's data.
Community One Credit Union of Ohio's data
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Community One Credit Union of Ohio and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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